IMPORTANT - Please read this page carefully. The hbmjconsulting.com Web Site (the "Web Site") is operated and owned by HBMJ Consulting, LLC (“HBMJ”). This page states the Terms of Use and Disclaimer under which you may use the Web Site. By accessing this Web Site, you are agreeing to be bound by these Terms of Use and Disclaimer. If you do not accept the Terms of Use and Disclaimer stated herein, do not use the Web Site.  HBMJ may revise these Terms of Use and Disclaimer at any time by updating this posting. You should visit this page periodically to review the Terms of Use and Disclaimer because they are binding on you.

Copyright:

The contents of the Web Site, such as text, publications, graphics, images, HTML code, multimedia clips, Java code, and the selection and arrangement of information ("Materials"), are protected by copyright and other intellectual property. Unauthorized use of the Materials may violate copyright, trademark, patent and other laws.

Limitation of Warranties And Disclaimer:

The Materials and Services herein are provided for informational purposes only and should not be relied upon in any respect. You should not act or rely on any information on this Web Site without seeking the advice of a professional. Any opinion, advice, article, publication, statement, service, offer, or other information or content expressed or made available on this Web Site or on any site linked to this Web Site, is that of the respective author or distributor and not of HBMJ. HBMJ assumes no obligation to update the Materials, advise on further developments concerning topics mentioned or update the functionality of the Services. The information contained on this Web Site may contain typographical errors. The Materials and Services may be changed without notice. THE MATERIALS AND SERVICES CONTAINED IN THIS WEB SITE ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF FITNESS FOR A PARTICULAR PURPOSE OR USE, OR NON-INFRINGEMENT. FURTHER, NO REPRESENTATIONS OR WARRANTIES ARE MADE CONCERNING THE ACCURACY, COMPLETENESS, TIMELINESS OR RELIABILITY OF THE MATERIALS OR OF ANY INFORMATION CONTAINED IN ANY SITE LINKED TO THIS WEB SITE. HBMJ DOES NOT WARRANT OR GUARANTEE UNINTERRUPTED ACCESS TO THE WEB SITE, ANY SITE LINKED TO THIS WEB SITE OR TO THE AVAILABILITY OF INTERNET E-MAIL LINKS PROVIDED ON THE WEB SITE. IN NO EVENT SHALL HBMJ, ITS OFFICERS, AFFILIATES, AGENTS, LICENSORS, EMPLOYEES OR INTERNET SERVICE PROVIDER(S) (COLLECTIVELY "ITS REPRESENTATIVES") BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOST REVENUE, LOST OR DAMAGED DATA OR OTHER COMMERCIAL OR ECONOMIC LOSS, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY. THE FOREGOING LIMITATION SHALL APPLY EVEN IF HBMJ OR ITS REPRESENTATIVES HAVE BEEN ADVISED OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGE.

Confidentiality:

Absent the use of encryption, the Internet is not a secured medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging.  HBMJ will not be responsible for any damages you or any third party may suffer as a result of the transmission of confidential information that you make to any third party through the Internet e-mail links provided on this Web Site. HBMJ is not responsible for any errors or any changes made to any transmitted information. Should you decide to transmit information using Internet e-mail links, you do so at your own risk.

Computer Viruses:

While HBMJ makes reasonable efforts to ensure that all Materials and Services provided on this Web Site do not contain computer viruses, you are responsible to take the appropriate precautions to scan for computer viruses and to ensure that you have a complete and current back up of the applicable items contained on your computer system.

Links to Other Sites:

The Web Site may contain links to other sites as well as e-mail links. These links are provided solely as a convenience to you. These other sites were independently developed by parties other than HBMJ and therefore HBMJ assumes no responsibility for the accuracy or appropriateness of the information contained in such sites. The inclusion of any link to another site does not imply endorsement by HBMJ. Any mention of another party or its product or service on the Web Site should not be construed as an endorsement by HBMJ of that party or its product service. If you decide to access linked third party web sites, you do so at your own risk.

License:

You are granted a limited license to view the Materials herein, the Materials are not to be modified and/or copied. You are further granted a limited license to use the e-mail links (the "Services") provided on the Web Site. Any other use of the Materials or Services is prohibited. All rights not expressly granted herein are reserved. None of the Materials or Services may be otherwise reproduced, re-published, re-disseminated or otherwise provided in any manner or form without the prior written consent of HBMJ or the third party to which the intellectual property rights belong. You may not sell or modify the Materials or Services or reproduce, display, publicly perform, distribute, or otherwise use the Materials or Services in any way for any public or commercial purpose. The use of the Materials or Services on any other web site or in a networked computer environment for any purpose is prohibited.

Complaint Policy: If you believe the content of HBMJ’s website is offensive, obscene, inappropriate, inaccurate, or have a complain concerning the content of the Web Site send a formal complaint by contacting HBMJ using the E-Mail link on the Web Site under the heading Contacts or contact HBMJ directly at the phone number provided on the website, Complaints made using the E-mail link must include a valid e-mail address, the nature of the complaint, the web page address (URL) and the specific nature of the complaint.  Complaints that do not provide these items will be disregarded.